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Personal Insurance
Personal Insurance
Every stage of life, you are open to face immense risk. IndiaNivesh has the ideal bouquet of selected products of Insurance companies for each of those risks and opportunities.

When a loved one is ill, the last thing you would want to bother about is where the money for the treatment is going to come from Individual Mediclaim Policy allows you to protect yourself against today's spiraling medical costs, while at the same time ensuring that in case of any unfortunate incident, you and your family can get hassle-free medical care.

Mediclaim Insurance provides reimbursement for medical treatment costs for diseases and accidents. This policy covers hospitalisation and domiciliary hospitalisation expenses incurred by the Insured (including family members) for illness /disease or accidental injury and shall include hospital charges (room & boarding and operation theatre), fees of surgeon, anesthetist, nurses, cost of medicine, oxygen, blood, cost of appliances like pacemaker, artificial limbs and cost of organs.

Overseas Mediclaim:
In today's world when you, your family, friends or employees travel abroad, you are particularly exposed to several risks like that of illness, accidents, liabilities, as well as loss of belongings, passport, money, etc. and these risks get compounded in unknown territory under different laws and among alien faces. Until you return to India, Travel Insurance guards you from unexpected incidents such as baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, all under one convenient package, at an affordable price.

It is thus important to understand that preparing for your trip means not only planning for the expected, but also anticipating the unexpected.

Personal Accident-
It is a fact that life today is uncertain. Everybody is always at risk - on the roads, at work, while traveling, or even inside their own home. Some unfortunate accidental occurrence might bring a huge financial burden to you and your family. Although you cannot guard against all uncertainties of life, you can always take steps to help you tide over such accidental events.

The policy provides for payment of compensation in the event of accidents leading to death or disablement of the insured person. The disablement may be of permanent total or permanent partial or temporarily total in nature.

Householder Insurance
Your home means everything to you. It is one of your biggest assets that reflect not only your dream but also a substantial investment of time and money. Although you cannot guard it from all possible risks, but nevertheless, you can always take steps to help you tide over unexpected events.

Householder's Insurance is a comprehensive package of insurance benefits designed to cover the buildings and contents of your home against all possible kinds of perils such as fire, earthquake, terrorism, storm, flood, cyclone, burglary and breakdown of appliances.

Motor Insurance
Private car insurance policy provides coverage for loss of or damage to your vehicle against the risk of accident, fire, theft, floods, earthquake, riot, strike etc. The policy also gives coverage for your liability arising Out of death, injury to third party and/ or third Party property damage.

Our Promise to provide Motor insurance with Maximum discount.

Office Protector
Your office or professional establishment on which so much of your time and money have been spent to build up is constantly exposed to various kinds of risks. Some unfortunate occurrences might bring a huge financial burden to your business. Although you cannot guard your business from all possible risks, but you can take steps to help tide over some such unexpected events by taking this Policy.

Office Protector Policy is the bundle of various types of Insurance policies covering different sections like-
  • Fire (Building & Contents)
  • Burglary
  • Money Insurance
  • Fixed Glass & Sanitary Fittings
  • Electronic Equipment
  • All Risk Covering Laptops/Mobile/Electronic Diary
  • Breakdown of Electrical/Mechanical Items
  • Personal Accident
  • Workman's Compensation
  • Professional Liability

Attention Investors : Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day .......... Issued in the interest of investors" …………..NSDL/CDSL-Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day..............issued in the interest of investors."

"No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account."

KYC- - "KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary."

“Investments in securities, Commodities & Mutual Fund are subject to market risk, Investors are recommended to read the Risk Disclosure Document, Scheme Documents carefully and seek professional advice before investing their money. We are only distributors of Mutual Funds”